1. Put your kids in 
    schools you can afford
    because expensive
    schools don't 
    guarantee good
    results. Just ensure
    they attend a good
    affordable school


2. Rent apartments you
    can pay for
    conveniently. Don't live
    in a house you struggle
    to pay yearly.


3. A man whose wife is
    pregnant has good 9
    months to prepare,
    same as the pregnant
    woman in question.
    They should even plan
    for the worse and only
    seek help when they
    can't meet up.


4. Some problems in our
    lives don't just pop up,
    if you don't own a
    home, we knew we
    would pay rents...So its
    not an emergency.


5. Let's plan our lives and
    live within our means.
    Save more and spend
    less.


6. Some women buy food
    for their children every
    morning before going
    to school or even for
    the whole family, do
    you know it's cheaper
    to cook at home?


7. Some people don't
    earn much, but have
    DSTV at home, go for
    GOTV and upgrade
    when your income
    upgrades. It's still the
    same CNN anyway!


8. Eat healthy meals and
    protect your family
    from mosquitoes to
    avoid going to the
    hospital always.


9. Take advantage of
    food and fruits in
    season, its cheaper
    and you can be
    creative to create
    amazing meals.


10.Don't copy your
     neighbor's lifestyle,
     she earns well and her
     husband is a 'big
     man'*


11. Don't follow trends,
       wear clean well-
       ironed clothes and
       keep your hair neat.
       You would still look
       good.


12. Keep your circle
       small, keep only
       friends that have
       senses!


13. Above all things, have
      the fear of God, have
      integrity, don't be lazy
      and be prayerful.


14. Planning is the key, if
       you fail to plan, you
       plan to FAIL.


15. Don't do more than
      your budget this 
      year, there is no
      award given to best
      family that wore an
      expensive cloth for
      the year


16.Don't be in
     competition with
     anyone...
     The purpose of shoes
     and clothes are to
     make us look smart and
     good.