A new type of Internet piracy called 'phishing' (pronounced "fishing"). Internet thieves are "fishing" for personal information. They are looking to trick your Social Security number, credit card number and other personal information that can be used to their advantage. You could be a victim of identity theft that could take years to clean up your financial history and personal reputation. But understanding how these Internet thieves will help you protect yourself from becoming a victim.

How do these thieves get your information?
Generally, you may receive an email from a company that is familiar with which is "real." Have the company logo, can call out your name, and the tone of the message is that they are looking after their interests. This email will notify you of an imminent danger to your account or credit card and need to take immediate action or suffer dire consequences. There will be a link (underlined writing usually in blue) to click that will take you to their website. And guess what? The web site you will have to look like the real with the company logo and everything.

Then you will be asked to "verify" your account, password or credit card information. If you ever find yourself here, STOP! Do nothing. Do not fill your personal information. Immediately exit this site and delete the fake e-mail you received.

How do you know that this is a "phishing" email.
If not by email to this company to request account information or for help with a problem, be suspicious. If still not sure because it looks so "real", call the company yourself and ask. You can find these numbers on your monthly statement. If it is after hours and no one to take your call, wait until the next day, when you can get someone. Do not fall into the message of "imminent danger" and feel that you have to take action immediately. 'Phishers' are hoping that you take immediate action - do not panic and let it fool you click its link.

What can you do?
Never give someone your password over the Internet or by phone when it comes to an unsolicited request. Your credit card company know your password and credit card number. No need to ask him.
Similarly, the bank knows your account number and social security number, will not ask you to repeat it verbally over the phone.

Review all monthly statements every month, as soon as they arrive. Check for charges never made. If your state is getting late in arriving in the mail, call and ask why. Protect yourself from potential thieves. Do not let them steal your identity!

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