So how can you protect yourself in order to maintain your security abroad and at home? Here are some top tips that will set your holiday off on the right foot.
Organised your finances before you leave
Nowadays we carry our lives around in our handbags; credit cards, debit cards, mobile phones and even passports. Before you travel you will need to sift through all of the items you would normally carry and cut them down to the bare minimum. Start off with the cards you need to take.
If you are going to be using a mixture of cash, debit cards and credit cards to pay for your fun on holiday, then your first port of call is to speak to your bank. You don’t need many details and it doesn’t take long, but at least this way they will be aware you are going to use your cards abroad.
Look for protection against identity theft abroad
One of the most common formS of financial theft at present is Identity fraud. A criminal will only need to get hold of your purse in order to use your identity for their own purposes. A terrifying thought as this will not only affect you when you are back home, but can also affect your credit rating for the future. The first thing to do is to get yourself a credit rating check, there are numerous places to get yours from and you can click here for more information.
If you are ready to embark on your holiday, but you are worried about identity fraud then you can look into Identity Fraud Expenses insurance. This will cover you if you are unlucky enough to become a victim and offer you advice for your future protection. Much like travel insurance, this is will give you the peace of mind to travel safely.
Take Proactive Steps While Travelling
The first tips are best dealt with before you leave, once you have these in place you can take many measures to keeping your finances safe whilst away. The first and most important one is to take away a handbag that is not easy to get into. Pickpockets and thieves are ultimately excellent and finding ways to part you with your cash. Take a bag that has a number of zipped compartments, it may sound obvious, but it can save you a lot of worry in the long run.
Once you have your bag and you head out for that early morning coffee, make sure it doesn’t end up out of your sight. In general, the same rules that you live by at home apply also when you are on holiday. You never leave your bag unattended at home, so why would you on holiday? If you do want to put your bag on the floor, make sure it is fasten and attach your chair leg to the shoulder strap, this way you know no one can come over and just walk away with it.
Finally, here are some important points to consider for the rest for your holiday;
Never leave money, cards or your phone in your pockets.
Don’t write your pin number down if you cannot remember it.
Never use a cash machine that looks as though it has been tampered with.
Avoid showing off how much cash you have, keep it discreet.
Topic: Top Tips to Keep Your Money Safe While Travelling (Read 1464 times)
